(CeMAP®) Certificate in Mortgage Advice and Practice / CeMAP® Training

• The full CeMAP® qualification will prove that you have the knowledge and training to fully satisfy regulatory standards required to compatently advise customers on all available property lending / mortgage options. Once you have completed the full CeMAP® training you will be a fully Mortgage Advisor in your own right and be licenced to either work for a financial institution or as an independant self employed advisor. The Average pay for advisor is £35,000. By adding the CeFA Qualification once you are CeMAP® Trained, you can Increase your average pay expectancy to £50,000. (Source WorkHound.co.uk). Upon successful completion of this qualification you can use the letters “CeMAP” after your name.

  CeMAP Training Online Package Offer   Product Duration: 12 Months Unlimited Access Price  Add to Cart   CeMAP Training package 1 will grant you access to ALL of the below online CeMAP Training for only £1399.99 CeMAP Individual Training Choose any one course module: CeMAP 1, CeMAP 2, CeMAP 3 or CeMAP 4 for only £499.99 Click Here for Free Demo £1399.99   £499.99

  CeMAP Training Package: CeMAP 1, CeMAP 2 & CeMAP 3 Courses Course duration depending on your approach to learning, between four to six weeks for entire course. CEMAP Paper 1: UK Financial Regulation (20-30 Hours): UK Financial Regulation is a broad-based module that covers purpose and structure of the UK financial services industry. CEMAP Paper 1: Training Sections: UK financial services industry structure, Financial asset classes, Financial services products, Financial advice and regular reviews Legal concepts, UK taxation and social security systems, Inflation, interest rate volatility, Non tax laws, FSA regulation, FSA's conduct of business rule, Anti-money laundering rules, Complaints and compensation, Data Protection Act 1998 CEMAP Paper 2: Mortgages (20-30 Hours): The Mortgages module is split into four sections and focuses upon, law, practice policy and markets, application, payments methods and products and post completion issues. Training Section 1: Mortgages Law, Policy, Practice and Markets: Definition of a mortgage, House buying process, Common types of borrower, Mortgage Contact of Business (MCOB) rules and the legislation, The role of the mortgage adviser, Additional security, Fees and charges, Value of property, Valuation and surveys, Repayment options, Mortgage products and interest rates, Mortgage associated insurance, Raising additional money, Transferring mortgages Debt consolidation, Breaches of the Mortgage Deed, State provisions Training Section 2: Mortgage Applications: The role of a mortgage advisee and the importance and principles of providing advice, including the key factors affecting the advice given;The implications for consumers of 'gazumping' and 'gazundering'; The fees and charges involved in arranging a mortgage, where these apply, the services they cover, when they become due, which are refundable and how the opportunity for refunds diminishes as the process nears completion; The principal factors affecting the value of property, including their implications for consumers seeking mortgages and when consumers should be referred for specialist advice; The different forms of valuation and survey and which might be appropriate for different properties and/or the borrower's circumstance; The need to obtain Local Authority planning consent for house developments or extensions. Training Section 3: Mortgage Payment Methods and Products: The key features of the different types of mortgage repayment options and their benefits for different types of borrower; The key features of the common types of mortgage product and interest rate options; The structure and features of other types of mortgage and when they might be suitable for borrowers; The main features and functions of different forms of life assurance and other insurance (e.g. mortgage payment protection insurance (MPPI); life; accident; sickness and unemployment (ASU) insurance; building insurance; contents insurance) associated with arranging a mortgage. Training Section 4: Mortgage Arrears and Post-Completion Issues: The principles and procedures associated with raising additional money and the circumstances when further borrowing might be appropriate; The principles, procedures and costs associated with transferring mortgages;The principles of using mortgages within debt consolidation arrangements; The implications for the borrower of the non-payment of mortgages, other breaches of the Mortgage Deed, non-payment of building insurance and the options available; The legal rights and remedies available to lenders in respect of non-payment from borrowers; The main provisions made by the State to assist consumers in the difficulties over the repayment of mortgages. CEMAP Paper 3: Assessment of Mortgage Advice Knowledge (20-30 Hours): The final knowledge assessment module requires you to apply the knowledge and understanding of the first two modules, by applying suitable mortgage solutions within the regulatory and ethical framework. CEMAP Paper 3: Training Sections: Analyse consumers circumstances, Apply mortgage solutions, Identify consumers needs and make suitable recommendations Understand the advice process, UK Finance industry and the different types of mortgage solutions The CeMAP® qualification has been reviewed and updated to meet the requirements identified by the Financial Services Skills Council (FSSC). CeMAP® is accredited by the Qualifications and Curriculum Authority (QCA), and incorporated into the National Qualifications Framework at level 3. Please note that in order to reflect any changes to syllabuses, including matters arising from the annual Budget, the study materials are updated annually. Updates are usually available in July and come into effect in all examinations from 1 September of that year. It is your responsibility to ensure you are studying from the most up-to-date materials. Full details will be given in your registration confirmation letter. Included in your CeMAP Training • FREE Video based training narrated by an online tutor • Full support material (IFS manuals; past exams; self assessment books) • Competence monitoring-monitor study progress. • Personalised online study account-(Accessible from any internet connection worldwide) • Full visual online training (training materials are narrated by a qualified tutor via video) Assessments The first two modules are assessed by a two-hour, 100 question, multiple choice examination. While the third module is also a two-hour multiple-choice examination, it comprises six case-studies each containing ten questions. These are delivered electronically with results given immediately. Full Administrative support (IFS registry for Exam bookings at DVLA Testing centre (for your convenience; FSA Registry(registry of qualification) Pass 70%+ Merit 80%+ Destinction at 90%+ How do I study? From the comfort of your own home, no time table given, study at own pace, 24/7.

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  Telephone: 0871 222 8790 (Hotline Available NOW 24 hours a day, 7 days a week!) Alternate Number: 01279 814 876 Fax: 01279 816 093 E-Mail: info@e-careers.co.uk Address: 10 Riverside Business Park, Stony Common Road, Stansted Mountfitchet, Essex, CM24 8PL